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How a Mortgage Calculator Helps
As you set your housing budget, determining your monthly house payment is crucial — it will probably be your largest recurring expense. As you shop for a purchase loan or a refinance, FCF’s Mortgage Calculator allows you to estimate your…
The Journey to Lakewood Ranch, FL
2016/2017 Ken Turkington and I bought new construction, townhome in Harmony at Lakewood Ranch. Mattamy Homes was the builder, and we went to contract in late 2016. The Townhome was completed in 2017. We decided this was the best way…
Why use a Mortgage Broker
Why you need a Mortgage Broker in your Camp.
Pre-Approval Guide for Home Buying
We work with many different lenders to get you the best rate. Download your copy of our Pre-Approval Guide that outlines our 5 Steps to get you ready for shopping for that new home.
Understanding Cash to Close
If you have received your Closing Disclosure from your lender, you are almost done with your home buying journey. The Closing Disclosure, provided at least three full days before closing when you sign the final purchase documents, means that you…
How Do I Get Pre-Approved?
A preapproval is different than a prequalification because it is more thorough. We do NOT issue pre-qualification letters as they do not provide any value to the Seller because they understand you haven’t taken the necessary steps to take this…
Expenses First-Time Home Buyers Need to Save For
If you are getting ready to purchase your first home, there are a few expenses that you need to prepare for before getting to the final closing table. Some are even required before you start searching or completing the sale.…
How much income do I need to buy a house?
Homeownership is not just for the ultra wealthy. While income is an important factor when buying a house, knowing exactly how much you need to earn is not as simple. Most people who buy a home use a mortgage loan…
Popular Loans for buying a Home
Finding a great deal on your home purchase requires that you understand the different types of home loans available. Here are popular mortgage products and who can use them. Conventional Loan: This is most popular type of loan and the…
