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Thanks for stopping by. About Kirk Chivas...


• Broker/Owner – First Commerce Financial – 2007 – current
• Vice President – Sallie Mae Home Loans – 2003-2007
• Vice President – Pioneer Mortgage – 1997-2003

I started my mortgage career in 1997 with Pioneer mortgage and helped grow the company to become Michigan’s 2nd largest mortgage lender at that time behind Quicken Loans. Pioneer Mortgage was named to the Inc. 500 list in 1999 and 2002 for the fastest growing privately held companies in America.

Pioneer Mortgage was purchased by Sallie Mae, the student loan giant in 2003. I helped grow the mortgage unit, Sallie Mae Home Loans, into a multi-billion dollar Mortgage Lender.

I use my 20+ years of experience to provide transparent mortgage solutions to help you grow your overall net worth.

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