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Home » FCF Blog » Mortgage Broker » Why use a Mortgage Broker

Why use a Mortgage Broker

August 30, 2022
Kirk Chivas
First-Time Home Buyer, Mortgage Broker, Real Estate Tips

Why you need a Mortgage Broker in your Camp.

Kirk Chivas

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4%

Type of loan
Purchase or Refinance
- I want to purchase
- I want to refinance

Where are you looking to buy? City or Zip Code
City or Zip Code*

Where is the home located? City or Zip Code
City or Zip Code*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the home buying process?
- Signed a purchase contract
- Found a home
- Looking to buy within one month
- Looking to buy in 1 to 3 months
- Looking to buy in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
- Yes
- No

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Are you actively working with a real estate agent?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What is your credit score?
- Excellent 740+
- Good 700-739
- Average 660-699
- Fair 600-659
- Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*

Categories

First-Time Home Buyer (35)
Home Maintenance (2)
Home Owner Tips (4)
In the News (1)
Live with Kirk & Ken (18)
Mortgage Broker (20)
Mortgage News (23)
Mortgage Programs (4)
Mortgage Rates (3)
Real Estate Tips (28)
Refinance (2)
Savings Tips (6)
Tools/Calculators (14)
Videos (13)

previous post: Pre-Approval Guide for Home Buying
next post: The Journey to Lakewood Ranch, FL

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About Us

Co-Founded in 2007 by Kirk Chivas and Ken Turkington, they use their 50+ years of combined experience to empower you to make fiscally sound home financing decisions.

NMLS: #137512
AZ MB #1001354

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Tempe, AZ, 85238
(248) 207-2404
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